A: Yes, Provided you are registered under family category or Upgraded from individual to family,upgrades happen at inception or renewal and not within the policy year. For retail family plan; you must be on the plan for at least 18 months to qualify for this service. Note that maternity includes antenatal care, delivery( vaginal or CS),immunizations,well-baby care,circumcision for male infants and ear-piercing for female infants.